More than a static cash flow score. Flinks Score is an AI that transforms your client's real-life financial behavior into intelligible predictive features to better your credit offer.
Leverage a comprehensive library of machine-learning based features specifically calibratedto bear optimal predictive power for your credit risk product.
We enable you to use AI in live productionin order to drastically lift the performance of your model:
Better leverage transaction data in your modelto approve loans faster. Reduce friction, make your clients happy with instant decisions.
Acquire more qualified clients and delight them with a faster lending experience. With Score, you can generate a lift of up to 20% on your loan approvals, while still reducing defaults.
Score is built on a state of the art machine-learning model that feeds of financial data in order to assess behaviours patterns.Our expertise in data aggregation has allowed us to analyze more data than any human could.